Job Vacancy Bank CIMB Niaga, Lowongan bank Terbaru

Written by : Lowongan Kerja Terbaru

PT. BANK CIMB NIAGA, Tbk

JOB VACANCY – Lowongan bank Terbaru

This is an offering to who want to develop a career in PT Bank CIMB Niaga Tbk, able to take a challenging task, possess good leadership, and have experience in related area. All qualified candidates are welcome to apply for this position :

1. Credit Process Quality Division Head (Position Code : CPQ)

PRINCIPLE RESPONSIBILITIES :

1. Lead Quality Assurance in conduct credit inspection to Credit Centers
2. Set-up and enhance infrastructure as well as capacity of Quality Assurance Division
3. Ensure that all critical credit process has been covered in assurance process
4. Ensure that root cause and impact of policy and procedure breach has been investigated
5. Monitor and report progress of activity to mitigate repeat breach
6. Identify opportunity and risk of credit processing and provice recommendation accordingly

SPECIFIC QUALIFICATION

1. Minimum 5 years of Credit management experiences
2. An understanding credit process,its cost-benefit and impact to the quality of credit application
3. Understanding of capacity planning and task assignment
4. Full commitment to ensuring disciplined adrehance to agreed credit strategic and target market philosophies
5. The ability to work with all levels of Business and Credit Officers in a team approcah anda provice coaching and assistance to other middle management
6. Knowledge in auditing/or risk management will be an advantage

GENERAL QUALIFICATION :

* Good logic and analytical skill
* Good communication skill
* Excelence Leadership
* Intiative and have high integrity

2. Commercial Procedure & Process Enhancement Officer (Position Code : CPPEO)

PRINCIPLE RESPONSIBILITIES :

* To provice and improve Credit Application assessment criteria for in Commercial
* Crecit Offers for a better and proper credit process
* Analyze and provide feedback to other related Groups to enable appropriate changes made to policies /procedure /processing/monitoring and or/business strategy in achieving a better credit process
* Develop, prepare and documents credit procedure for Commercial Credit Group’s processor based on the progress of business strategy, policies and regulation
Socialize all credit underwriting procedure to Commercial Credit Centers

SPECIFIC QUALIFICATION

* Minimum 2 – 4 years of Credit area experiences
* Minimum Bachelor Degree from an Economic Faculty and the equivalent
* Understanding BI rules that are related to the Commercial Credit regulations
* Posssess computer skills on Power Point, Excel, Microsoft Word

GENERAL QUALIFICATION :

* Good logic and analytical skill
* Good communication skill
* Good team player
* Detailed oriented
* Able to work independently and under pressure and be resourceful
Intiative and have high integrity

3. Quality Assurance Departement Head ( Code : QADH )

PRINCIPLE RESPONSIBILITIES :

* Lead Quality Assurance in conduct credit inspection to Credit Centers
* Assist Credit Process Quality Division Head to setup and enhance infrastructure of Quality Assurance Division
* Ensure that all critical credit process has been covered in assurance process
* Evaluate the cause and impact of policy and procedure breach
* Validate , verivy and approve quality assurance repor
* Provide QA report in accurate and timely manner
* Identify oppurtunity and risk of credit processing and provice recommendation accordingly

SPECIFIC QUALIFICATION

* Minimum 3 years of Credit management experiences
* An understanding credit process, it’s cost-benefit and impact to the quality of the credit application
* Understanding of capacity planning and task management
* Full commitment to ensuring disciplined adherence to agreed credit strategies and target market philosophies
* The ability to work with all levels of Business and Credit Officers in team approach and provice coaching and leadership to other less experienced officers
* Knowledge on auditing and/or risk management will be advantage

GENERAL QUALIFICATION :

* Good logic and analytical skill
* Good communication skill
* Good Leadership
* Able to work independently and under pressure and be resourceful
* Intiative and have high integrity

If you are interested, please submit your application letter, comprehensive resume and a recent photograph (max 100kb). Write code “Position Code” at the right top corner of your CV or on your email subject no later than Friday, February 27 2009 to :

Recruitment Management – PT.Bank CIMB Niaga Tbk.
Menara Asia Lt. 18, Boulevard Diponegoro 101, Lippo Karawaci,
Tangerang 15810

or

e-mail: hrg@cimbniaga.co.id

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Job Interview Tips

An interview gives you the opportunity to showcase your qualifications to an employer, so it pays to be well prepared. The following information provides some helpful hints.

Preparation:

* Learn about the organization.

* Have a specific job or jobs in mind.

* Review your qualifications for the job.

* Be ready to briefly describe your experience, showing how it relates it the job.

* Be ready to answer broad questions, such as “Why should I hire you?” “Why do you want this job?” “What are your strengths and weaknesses?”

* Practice an interview with a friend or relative. More....

Evaluating a Job Offer

Once you receive a job offer, you must decide if you want the job. Fortunately, most organizations will give you a few days to accept or reject an offer.

There are many issues to consider when assessing a job offer. Will the organization be a good place to work? Will the job be interesting? Are there opportunities for advancement? Is the salary fair? Does the employer offer good benefits? Now is the time to ask the potential employer about these issues—and to do some checking on your own.

The organization. Background information on an organization can help you to decide whether it is a good place for you to work. Factors to consider include the organization’s business or activity, financial condition, age, size, and location.

You generally can get background information on an organization, particularly a large organization, on its Internet site or by telephoning its public relations office. A public company’s annual report to the stockholders tells about its corporate philosophy, history, products or services, goals, and financial status. Most government agencies can furnish reports that describe their programs and missions. Press releases, company newsletters or magazines, and recruitment brochures also can be useful. Ask the organization for any other items that might interest a prospective employee. If possible, speak to current or former employees of the organization.

Background information on the organization may be available at your public or school library. If you cannot get an annual report, check the library for reference directories that may provide basic facts about the company, such as earnings, products and services, and number of employees. Some directories widely available in libraries either in print or as online databases include:

* Dun & Bradstreet’s Million Dollar Directory * Standard and Poor’s Register of Corporations * Mergent’s Industrial Review (formerly Moody’s Industrial Manual) * Thomas Register of American Manufacturers * Ward’s Business Directory

Stories about an organization in magazines and newspapers can tell a great deal about its successes, failures, and plans for the future. You can identify articles on a company by looking under its name in periodical or computerized indexes in libraries, or by using one of the Internet’s search engines. However, it probably will not be useful to look back more than 2 or 3 years.

The library also may have government publications that present projections of growth for the industry in which the organization is classified. Long-term projections of employment and output for detailed industries, covering the entire U.S. economy, are developed by the Bureau of Labor Statistics and revised every 2 years. Trade magazines also may include articles on the trends for specific industries.

Career centers at colleges and universities often have information on employers that is not available in libraries. Ask a career center representative how to find out about a particular organization.

During your research consider the following questions:

Does the organization’s business or activity match your own interests and beliefs?

It is easier to apply yourself to the work if you are enthusiastic about what the organization does.

How will the size of the organization affect you?

Large firms generally offer a greater variety of training programs and career paths, more managerial levels for advancement, and better employee benefits than do small firms. Large employers also may have more advanced technologies. However, many jobs in large firms tend to be highly specialized.

Jobs in small firms may offer broader authority and responsibility, a closer working relationship with top management, and a chance to clearly see your contribution to the success of the organization.

Should you work for a relatively new organization or one that is well established?

New businesses have a high failure rate, but for many people, the excitement of helping to create a company and the potential for sharing in its success more than offset the risk of job loss. However, it may be just as exciting and rewarding to work for a young firm that already has a foothold on success.

The job. Even if everything else about the job is attractive, you will be unhappy if you dislike the day-to-day work. Determining in advance whether you will like the work may be difficult. However, the more you find out about the job before accepting or rejecting the offer, the more likely you are to make the right choice. Consider the following questions:

Where is the job located? If the job is in another section of the country, you need to consider the cost of living, the availability of housing and transportation, and the quality of educational and recreational facilities in that section of the country. Even if the job location is in your area, you should consider the time and expense of commuting.

Does the work match your interests and make good use of your skills? The duties and responsibilities of the job should be explained in enough detail to answer this question.

How important is the job to the company or organization? An explanation of where you fit in the organization and how you are supposed to contribute to its overall goals should give you an idea of the job’s importance.

What will the hours be? Most jobs involve regular hours—for example, 40 hours a week, during the day, Monday through Friday. Other jobs require night, weekend, or holiday work. In addition, some jobs routinely require overtime to meet deadlines or sales or production goals, or to better serve customers. Consider the effect that the work hours will have on your personal life.

How long do most people who enter this job stay with the company? High turnover can mean dissatisfaction with the nature of the work or something else about the job.

Opportunities offered by employers. A good job offers you opportunities to learn new skills, increase your earnings, and rise to positions of greater authority, responsibility, and prestige. A lack of opportunities can dampen interest in the work and result in frustration and boredom.

The company should have a training plan for you. What valuable new skills does the company plan to teach you?

The employer should give you some idea of promotion possibilities within the organization. What is the next step on the career ladder? If you have to wait for a job to become vacant before you can be promoted, how long does this usually take? When opportunities for advancement do arise, will you compete with applicants from outside the company? Can you apply for jobs for which you qualify elsewhere within the organization, or is mobility within the firm limited?

Salaries and benefits. When an employer makes a job offer, information about earnings and benefits are usually included. You will want to research to determine if the offer is fair. If you choose to negotiate for higher pay and better benefits, objective research will help you strengthen your case.

You may have to go to several sources for information. One of the best places to start is the information from the Bureau of Labor Statistics.

You should also look for additional information, specifically tailored to your job offer and circumstances. Try to find family, friends, or acquaintances who recently were hired in similar jobs. Ask your teachers and the staff in placement offices about starting pay for graduates with your qualifications. Help-wanted ads in newspapers sometimes give salary ranges for similar positions. Check the library or your school’s career center for salary surveys such as those conducted by the National Association of Colleges and Employers or various professional associations.

If you are considering the salary and benefits for a job in another geographic area, make allowances for differences in the cost of living, which may be significantly higher in a large metropolitan area than in a smaller city, town, or rural area.

You also should learn the organization’s policy regarding overtime. Depending on the job, you may or may not be exempt from laws requiring the employer to compensate you for overtime. Find out how many hours you will be expected to work each week and whether you receive overtime pay or compensatory time off for working more than the specified number of hours in a week.

Also take into account that the starting salary is just that—the start. Your salary should be reviewed on a regular basis; many organizations do it every year. How much can you expect to earn after 1, 2, or 3 or more years? An employer cannot be specific about the amount of pay if it includes commissions and bonuses.

Benefits also can add a lot to your base pay, but they vary widely. Find out exactly what the benefit package includes and how much of the cost you must bear.